Find every subscription.
Win your money back.
Connect your bank and Sky reads every charge, lines up the ones that look off — price creep, duplicates, forgotten trials — and walks you through cancel-or-keep in minutes. Then it stands guard so cancelled things stay cancelled.
☁️Hi, I'm Sky. I read the fine print so you don't have to.
Free audit · Read-only bank access via Plaid · No credit card
Real numbers from the founder's own account, July 2026. Your waste will vary — that's the point of the audit.
Built after Intuit shut down Mint and nothing else came close. Read our story →
Built to kill subscriptions
Detect, decide, cancel, and stay protected — with a cheerful cloud doing the tedious parts.
The Audit Deck
One questionable charge at a time, with the receipts: lifetime paid, price history, what it overlaps with. Cancel, review, or monitor — a few minutes rules on all of them.
Protection
Cancelled means cancelled. If a dead subscription ever charges you again, Skycopia catches the zombie within a day — and flags price hikes on the ones you kept.
Built for two
One shared household view. Every decision is attributed — who cancelled what, when — and you can tag your partner on any charge: “@jessica is this yours?”
Income watch
Money in gets audited too. Skycopia knows your typical paycheck and flags a deposit that comes in short — plus refunds and one-offs, all in one place.
Sky AI
Ask anything: 'Am I still paying for Paramount+?' Sky searches your real transactions, answers with numbers, and hands you one-click actions.
Trainable Detection
Confirm a few detections and Skycopia learns exactly what counts as a subscription for you — utilities, insurance, the weird annual ones. All of it.
Stop paying for things you forgot about.
Skycopia scans your history, finds every recurring charge, and ranks the ones most worth cutting. One click marks it for cancellation, a playbook walks you through it, and the recovered money goes on your scoreboard.
☁️Price creep is my favorite thing to catch. Merchants hate me.
- ✓Detects subscriptions from raw transaction data
- ✓Flags price creep, duplicates, and forgotten trials
- ✓Cancel playbooks for hundreds of merchants
- ✓A won-back counter that only goes up
Charged again after you cancelled — most recently Feb 25
Cancelled means cancelled. Sky makes sure.
Every cancelled subscription becomes a tombstone Sky guards forever. If a merchant ever charges you again, you'll know within a day — with the exact dollars that leaked. And when you wonder "wait, am I still paying for that?", just ask.
- ✓Re-charge detection on every cancelled subscription
- ✓Price-change alerts on the ones you keep
- ✓Ask Sky anything about your money — it reads real transactions
- ✓One-click actions straight from the chat
Up and running in minutes
No accountant required.
Connect your bank
Read-only via Plaid, two minutes — Skycopia pulls up to 24 months of history. Or start with a CSV upload, free.
Rule on your audit deck
Sky lines up every charge that looks off, one at a time, receipts included. Cancel, review, or monitor — the whole deck takes minutes.
Sky stands guard
Follow the cancel playbook, then Protection watches forever — zombie rebills, price hikes, and re-charges get flagged within a day.
Simple, honest pricing
Start free. Upgrade when the counter starts climbing.
- ✓ Bank & card sync (Plaid) or CSV import
- ✓ Subscription & recurring-charge detection
- ✓ Audit deck with one-tap decisions
- ✓ Every cancellation guide
- ✓ Everything in Basic
- ✓ Cancelled-subscription guarding (re-charge alerts)
- ✓ Refund watch & renewal reminders
- ✓ Price-creep alerts
- ✓ Invite your partner, shared household
- ✓ Everything in Pro
- ✓ Sky AI chat
- ✓ Income watch & cash-flow reporting
- ✓ Budgets & monthly smart reports
- ✓ Early access to what we're building next
Fair questions
Is Skycopia's bank access read-only?+
Yes. Skycopia connects through Plaid with read-only access — it can see transactions to analyze them, but it can never move money, make charges, or change anything at your bank.
How does Skycopia find my subscriptions?+
It reads your real transaction history and detects recurring charges by cadence and amount — not just a list of known brand names. That's how it catches the weird annual ones, the utilities, and the price creep a keyword list would miss. You can train the detector on your own patterns, too.
Does Skycopia cancel subscriptions for me?+
It gets you 95% of the way: every flagged subscription comes with a cancel playbook — the exact steps, the direct cancellation link or phone number, and difficulty rating. You make the final click, so nothing is ever cancelled without you.
What happens if a cancelled subscription charges me again?+
That's Protection: every cancelled subscription is guarded. If a merchant charges you again — even months later — Skycopia flags it within a day and shows exactly how much leaked.
Can my partner use it with me?+
Yes — Skycopia is built for households. Both of you see the same shared picture, every decision is attributed (who cancelled what), and you can tag each other on specific charges ("@jessica is this yours?").
How much does it cost?+
The audit is free — connect your bank and see everything Skycopia finds, no credit card. Pro ($15/month) adds Protection guarding, refund tracking, and the shared household. Insider ($25/month) unlocks everything in beta, including Sky AI chat.
Already know what to cut? Here's exactly how.
Real steps for 426+ subscriptions — direct links, phone numbers, and a heads-up about the retention pitch you're about to hit.
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No account needed — four free tools to see where your money's going before you connect anything.
Your money is hiding.
Sky knows where.
The founder's first audit flagged $19,207 a year. Run yours — it's free, and it takes minutes.
Run your free audit →Read-only bank access · No credit card required